Homeownership
Assistance Programs in Western New York
(As of March, 2004)
If you would like any additional information on these programs at any time, contact a Belmont Shelter Corp. Homeownership Counselor at 884-7791.
Contact: Town of Amherst Community Development Office – 631-7082
Assistance Available: Up to $5000.00 towards the closing costs and escrow. In some cases, additional down payment assistance is available.
Guidelines: Must be within 80% of the area median income limits
Belmont Shelter Corp.
Contact: Homeownership Counselors – 884-7791
Assistance Available: Section 8 to Homeownership Program
Guidelines: Must currently be participating in the Section 8 program
Contact: Home Front Buffalo – 856-2952
Assistance Available – Up to $5000.00 towards down payment and closing costs, and up to $8000.00 is available for rehabilitation and repairs on a home.
Guidelines: Must be within 80% of the area median income limits.
Assistance is available for first time homebuyers through local neighborhood organizations:
Kensington/Bailey NHS 836-3600
South Buffalo NHS 823-3630
West Side NHS 885-2344
Fillmore/Leroy Area Residents Inc. 838-6740
Ellicott District Community Development 856-8613
North Buffalo Community Development 874-6133
Old First Ward Community Development 856-8613
Polish Community Center 893-7222
Hispanics United 856-7110
Broadway/Fillmore NHS 852-3130
Black Rock Riverside NHS 887-8910
Contact: Town of Cheektowaga Community Development Office – 897-7200
Assistance Available: Up to $5000.00 towards the closing costs and escrow.
Guidelines: Must be within 80% of the area median income limits.
Contact: Marie Pieczynski, Erie County Department of Environment and Planning – 858-2733
Assistance Available: Up to $6000.00 for down payment and closing costs.
Guidelines: Must be within 80% of the area median income limits. The purchases can buy the house anywhere in Erie county excluding Amherst, Buffalo, Cheektowaga, Hamburg, and the Town of Tonawanda.
Contact: Town of Hamburg Department of Community Development – 648-6216
Assistance Available: A purchase reduction of $10,000.00 on existing homes or $20,000.00 on newly constructed homes.
Guidelines: Must be within 80% of the area median income level
Contact: 651-6139 Marci Bellaire
Assistance Available: A matched savings program where every dollar that you save, HSBC matches that savings 3:1 up to $1600.00, giving the person $6400.00 for their home purchase.
Guidelines: Must be within 100% of the area median income limits, and must apply for their mortgage through HSBC.
Contact: City of North Tonawanda Community Development Office – 695-8580 ext. 516
Assistance Available: Up to $20,000.00 towards down payment and closing costs.
Guidelines: Must be within 80% of the area median income limits.
Rental Assistance Corp.
Contact: Family Self-Sufficiency Counselors
Assistance Available: Section 8 to Homeownership Program
Guidelines: Must currently be participating in the Section 8 program
Contact: 699-2375
Assistance Available: Down payment and closing cost assistance
Guidelines: Must be purchasing a home in designated rural areas.
Contact: Belmont Shelter Corp. – 884-7791 ext. 114 or Town of Tonawanda Community Development Office – 871-8850
Assistance Available: New homes are built in the Sheridan Parkside, Kenilworth, and Old Town Neighborhoods. Closing cost and down payment assistance are available.
Guidelines: Must apply to the waitlist, and be within 80% of the area median income limits.
Can
I Qualify For Any Purchase Assistance Programs?
To qualify for a purchase assistance program, you must be under 80% of the area median income limits:
|
Family Size |
Income Limit |
|
1 |
30,000 |
|
2 |
34,300 |
|
3 |
38,600 |
|
4 |
42,900 |
|
5 |
46,300 |
|
6 |
49,750 |
|
7 |
53,150 |
|
8 |
56,600 |