Story originally from California Lawyer
Affirmative Action for Whites/The houses that racism built
By Larry Adelman
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Larry Adelman is executive producer of "Race -- The Power of an
Illusion," a three part series broadcast by PBS and available from
California Newsreel at www.newsreel.org.
A version of this piece appeared in California Lawyer.
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Thirteen years ago, my parents sold the house I
grew up in. It was one of those suburban tract homes that sprouted across the
nation after World War II. Our home was pleasant if undistinguished. It wasn't
one of Malvina Reynolds' "little boxes made of ticky tacky" -- based
on a drive the singer took past Daly City in the '50s. It was a ranch house on a
curving, leafy street in Merrick, Long Island, 25 miles east of Manhattan, about
five miles from its more famous suburban neighbor, Levittown.
After turning 65, my father wasted no time retiring. He'd purchased our house
back in 1952 for $20,000 thanks to a 3 percent mortgage made possible by the
Veterans Administration. Now he was considering an offer of $300,000. With the
money they'd get a place in the Berkshires and winter in Florida.
Ten years later, my colleague, Cornelius, sold the house he grew up in.
Cornelius' folks had also purchased a place in the early '50s in Chester, just
outside Philadelphia. A few years ago, after Cornelius' father died, his mother
wanted to move back to Virginia. Cornelius sold the house in 2000; he received
all of $29,500.
That $270,500 gap reveals a microcosm of race in America. My family is white and
Cornelius' is black.
On Monday, the Supreme Court finally issued its ruling on whether the University
of Michigan should jettison its affirmative action program. The court upheld the
law school program that sought a "critical mass" of minorities but
struck down a "point system" used to increase affirmative action for
undergraduates. While the decisions didn't fully satisfy advocates on either
side, on balance they were less "anti-affirmative action"! than
feared. I wonder if some court members had experiences like mine.
Cornelius and I have worked together for 20 years, always making an identical
salary, yet my net worth is several times his.
My two brothers and I enjoyed good schools, parks and libraries because of
rising property values. My parents' growing home equity not only provided for
retirement but sent us to private colleges -- and even helped with the down-
payments on our own homes. Today, thanks to them, my house is paid off and my
21-year-old daughter is about to graduate college with a nest egg of her own.
When my parents pass away, we stand to inherit a tidy sum.
Cornelius had no such help. As American manufacturing declined, Chester became
increasingly black and populated by people on fixed incomes, who faced higher
taxes to maintain public services and schools. Cornelius' parents' expenses
climbed as their city deteriorated. Cornelius attended college on scholarship,
but worked his way through school. Today, rather than look to his mother for
financial help, Cornelius helps support her.
What's this got to with race? It goes back to the postwar suburbs and the
government policies and subsidies that made them possible -- and guaranteed
they'd be segregated.
A set of New Deal programs led by the Federal Housing Administration allowed
millions of average white Americans to own a home for the first time. Down
payment requirements were reduced from up to 50 percent to 10 or 20 percent and
the time to pay off the remaining mortgage was extended from five years to 30
years.
Federal investigators evaluated 239 regions; communities with a mere one or two
black families were deemed ipso facto financial risks ineligible for low cost
home loans. Government appraisal maps colored those communities red -- hence the
term "redlining."
Between 1934 and 1962, the federal government ! backed $ 120 billion of home
loans; more than 98 percent went to whites. Of the 350,000 new homes built with
federal support in Northern California between 1946 and 1960, fewer than 100
went to African Americans.
Barred from purchasing a home in the new suburbs, Cornelius' parents had to buy
in one of the few communities where black people could live.
Today, according to New York University economist Edward Wolff, the typical
white family has eight times the net worth of the typical black family. Even
when they make the same income, white families have over twice the wealth --
much of that gap due to home equity and family inheritance.
Many whites who grew up middle class in the suburbs like to think we got where
we are today on merit -- hard work, intelligence, pluck and maybe a little luck.
We wonder why non-white parents didn't just work hard, buy a home and pass on
the appreciated value like our parents did. We tend to be blind to how the
playing field has been -- and continues to be -- tilted to our advantage.
Racism doesn't just come dressed in white sheets or voiced by skinheads, but
lies in institutions that, like the FHA, have quietly and often invisibly
channeled America's wealth, power, and status disproportionately to white
people, giving us a head start in life. As Ohio State University law professor
John A. Powell observes: "The slick thing about whiteness is that whites
are getting the spoils of a racist system without themselves being personally
racist."
I sit on my back deck, enjoying the blooms of the wisteria and reading an e-
mail from my daughter about her post-college plans. My daughter certainly had
nothing to do with slavery or Jim Crow. But the past still helps shape her
future thanks to the many advantages my parents, me, and now she, have accrued
thanks to generations of racial preferences -- for white people.